8 Penny Stocks To AvoidWritten by Peter Leeds
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Sinking Ships - When a stock has dropped a lot you may think that, "it can’t go any lower," or that it is "a good bargain." Especially with penny stocks, you need to avoid this type of thinking because many sinking ships don’t ever rebound, and they can go lower, and they aren’t good bargains just because they cost less than before. Commission Free - If you are interested in getting stock commission free you may think you are saving money, but it generally means that you are buying over counter stock directly from a promoter or company. Either way, they take their own invisible ‘commission’ from you, either by selling to you for an arbitrary amount which is unfairly high, or selling to you for asking price rather than bid price based on their own current valuations. International Penny Stock - We’re not talking about living in U.S. and steering clear of Canadian stock, or vice versa. We are talking about penny stock issues from Africa, Australia, European, Russian, or South American penny stock markets. First of all, you won’t be too impressed with level of investor protection and exchange honesty in some of these regions, and you most certainly won’t be too impressed with broker fees you incur when trying to purchase internationally. Besides, if you can’t find good penny stock investments in North America, you won’t be able to find them anywhere else either. Warrants and Rights - These are not technically stocks, but instead are derivative investments based on an underlying company's shares. However, they often appear like penny stocks because they sometimes get listed in stock pages, and often trade for pennies. It is unlikely that you will accidentally purchase derivatives, but make sure you know what you are trying to buy by understanding listing criteria of paper you are reading, or verifying your purchase with your broker. To get free information about investing in penny stocks visit http://www.pennystocks.com They offer information on definition of penny stocks, getting started, benefits, risks and how to find a good penny stock.
Peter Leeds, one of North America's leading Investment Coaches, is a self-made millionaire who has created his fortunes on the stock markets. He has also empowered thousands of individuals to do the same. His personal success and incredible ability to consistently pick money-making stocks has earned him a loyal following of successful investors and has generated significant attention from the financial world.
| | Our Comfort ZoneWritten by Bridget Nolen
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So if you are actively looking for your “soul mate,” if you believe there is only one person you are meant to be with, you may think chances are slim that he just happens to coincidentally be guy that lives down street in Manayunk or one that stands in your corner at Princeton. If you’re looking to meet new people, start over, get a second chance, then move to SanFransisco. It’s a place of new beginnings. Now you won’t find a shirt there like one at Princeton. No one stays long enough to establish a corner of bar. The majority of people I met in SanFransisco were “transplanted” there, and they actually call themselves that – “transplants.” They have made their friends through jobs they moved out here for and by being set up by friends of friends who knew someone out here. They are less likely to belong to a group of friends and more likely to have a collection of different people that seem to me quite “random” and to them quite “diverse.” I was so interested in all their stories, how they got here, how long they want to stay, what they’ll do next. Most of them moved because of a job or because they wanted a change of scene, or they are simply bored by their lives. Many of them were afraid of being “stuck” somewhere without actually living their life or allowing anything new to happen to them. When I have this fear, my first instinct in to move also. But I don’t. When asking them how long they will stay most of them said they were unsure, “maybe a year or two.” I couldn’t help but wonder, “Are you happy here? Why do you only predict you’ll only stay for such a short period of time?” I kept thinking, “Where is home to you?” As we drank more I felt brave enough to ask this question of them (since they asked what I was passionate about within minutes of my arrival…I felt I had right to get a bit personal). Oddly enough most of them cited home as place they originally came from. Again I couldn’t help but think, “Then why are you running away?” I have come to understand though through keeping friendships like Holly’s and having a brother who took up traveling as soon as he was old enough, that its not that they are “running away” its just that they are more comfortable running. I assume they find home in pursing their passion or constant change or a variety of things. Or maybe they are not in pursuit of home at all or just don’t feel need to be located there. I see home in route I drive to work from Manayunk to Devon even though it’s Schuylkill and there aren’t mountains and oceans in background. I see it in my parent’s eyes and smell of Havertown in fall. I see it in way air changes as you drive over bridge to shore and everything in that moment seems right with world. I see it when a friend from high school smiles across bar, or we tease other in our group of friends not because we are tired of each other but because we just know each other so well. I feel it as seasons change. I feel it when I drink too much but am not worried that I’d be left alone because I am surrounded by people that have known me well and love me for who I was, who I am, and who I will be. When I am away from this for too long I have this overwhelming homesickness. I enjoy traveling, especially to San Francisco. But as I walked hills, admired architecture and view that seemed to linger forever, as I walked into places that were often just as foreign to me as people I was with, I thought of all those people that are “home” to me, I looked down at my t-shirt and couldn’t help but think, “I wish you were here.” As my trip continued I learned even more about culture of life here in SanFransisco and was able to remain open minded about pros and cons. What they have provided for each other is a new beginning. They are unable to judge each other on their pasts but they are also unable to be forgiving because of them. They are able to be more understanding and accepting of person you are not but less likely to understand person you are. They are not suspicious of new people or exclusive in whom they invite on a night out or a weekend away, but they lack mentality of a group of friends that is well established and close knit. There is something about lure of a new beginning, just as there is something beyond compare about an old friend. It all depends on what you need to be happy. And for most part, although everyone has a story, they all appeared very happy in their new setting. They took so many pictures of so many people on so many trips, I called these “activity weekends” in which they would spontaneously go hiking in Northern California or boating in Sand Diego or skiing in Tahoe. I couldn’t help but feel jealous of money they must all make to maintain this lifestyle, and how active they remain. I couldn’t help but feel lazy and guilty about fact that on our weekends…we sit around and drink. I couldn’t help but feel proud of fact that most of my pictures, however minimal, although not all photographs of beaches or ski slopes, contain images of my closest friends and are snapshots of memories that are significant to our lives in Philadelphia. To say that I know all these people in my pictures seems like an understatement until I came to California and realized how little these people know each other in comparison. It was obvious in lack of inside jokes, or reminiscing, or back and forth banter that is characteristic of close friends. I realize that I see safety in a comfort zone, I see loyalty, and I see unconditional love. “Safety,” “predictable,” “comfort” – these are all words that I now know prompt some people to RUN and others to STAY. Maybe we can learn from each other. As my trip winded down I was surprised to recognize that my longing for home this time was as strong as my desire to stay. While I was here I felt less burdened by conventions of our day to day life, my outlook seemed more open minded, my thoughts more liberal, my goals more reachable, my mind more free. I had decisions to make, and I was able to do that out there. Maybe that’s how you feel on any vacation, but this seemed different somehow. I learned a lot by exploring these two different but equally enticing atmospheres. I definitely need to travel more. When you leave your comfort zone, for any length of time, there is still a lot of courage needed and learning involved. Mine has been invaluable. What I know for sure is that home certainly is, as they say, where heart is. Mine is in Philadelphia, nurtured and cared for by people that define my comfort zone. I imagine I will raise children here one day whether or not I meet their father at Princeton. I imagine that if I move cross country one day I would still need to be surrounded not only by people I love but by people I love most. I imagine that when I get home I will take a long walk on Main Street and wear my t-shirt and think of Holly in her great new city. I will think “I wish you were here” but I will know that she is where she should be just as I am where I belong…home.
Bridget Nolen is twenty-seven year old school teacher living in Phialdelphia. She writes articles that reflect upon teaching, living, and learning in your twenties.
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