http://www.score.org

http://www.visa.com/smallbiz

3. Talk to your local bank. Find out what they require for a business loan application and also if they are participants in SBA loan programs. Be diligent and shop around for best loan packages, and make sure you fully understand terms.

4. You may be able to borrow from insurance policies, IRAs, 401k's, stocks and securities, etc. Check with your insurance agent. Also, investigate what policies are regarding borrowing from your mutual funds or retirement account. Before borrowing, make sure you fully understand pay-back terms and any potential penalties.

5. Apply for a home equity loan. Borrowing against equity on your home is permitted in all states except Texas. Just make sure you're diligent about paying back loan or you could end up losing your home.

6. If you're a woman, you may be eligible for a Specialty Loan. These types of loans are now being offered by local banks. Who knows? Filling out a one-page application just might get you an unsecured credit line or loan ranging from $2500 to $50,000.

7. Try borrowing from family members and/or relatives. If you have a good relationship with your family, perhaps you can make a persuasive argument for them to loan you money for your home business. Just remember, borrowing from family or relatives shouldn't be treated any differently than borrowing from a bank. It's just as important to pay them back on time as well.

Dean Phillips is an Internet marketing expert, writer, publisher and entrepreneur. Questions? Comments? Dean can be reached at mailto: dean@lets-make-money.net

Personally, I recommend all three of above resources. I've read them all front to back many times over and keep them handy as reference tools all time! If you implement advice and instructions they offer, you will make your money back many times over!

Now that you have "How To" resources, I'll give you "Where" resources. Keep in mind, this is a very short list. Use search engines to help you find even more places to submit your articles. There are virtually thousands of websites, e-zines and newsletters waiting for your article!

• Ideas For Home Businesses
• Family Content
• Go Articles
• EZine Articles
• Idea Marketers
• Article Central
• Business Clique
• Boconline
• Amazines
• WorkAtHomeArticles
• Web Tools

Always remember to read submission guidelines for all sites. I can't stress enough just how important that is!

And by all means, don't forget to add your byline to all of your articles! For an example, look at my byline below this entry.

You will increase your traffic dramatically if you write some well-written, informative articles! Give it a try - what have you got to lose?