5.Compare prices on internet service providers. Some companies offer a discount when internet access is bundled with cable or phone service. If you are really happy with your current ISP, call and ask if they are offering any promotions that you can take advantage of.

6.Network with other home business owners and offer to barter goods or services. If you own a gift basket business, assemble baskets featuring a direct sales consultant’s products, and customers are purchasing from both of you at once. A bookkeeper can trade services with a web page designer. The possibilities are endless. You just have to ask.

7.For low cost advertising, contact organizations holding charity auctions or raffles. You supply prize, whether it’s jewelry or web hosting, and in return you receive exposure for your business and pleasure in donating to a worthy cause.

Paige Pate Hall is a work from home mom and Independent Consultant for Azante Jewelry.

www.myazante.com/paige

7. Sign up for a 6 month no interest credit card to get you started with inventory and supplies- just make sure you have a plan in place to pay off balance in full before no interest period ends.

8. Check with different banks and credit unions to see which offers best deal for checking accounts and various banking services.

9. Don’t overlook obvious- dollar stores are great resources for pens, pencils, notepads and calendars.

10. Search for websites offering free or low cost advertising to get your company name out there.

Remember, as your business grows, so will your budget! You can always upgrade furnishings later. Focus first on keeping your space functional and organized so that looking for things doesn't take time away from most important task in building your business- working on income producing activities.