5 Things To Know About The Stock Market

Written by Alan Korber

Continued from page 1

Most Individual Investors Fail Over time, most individual investors fail to achieverepparttar stock market success they would love to have. This is due to many factors, including lack of knowledge, lack of time and effort, lack of a good strategy that works, and emotional decision making.

Can You Beat The Market? Investing in stocks can be a very rewarding experience, financially and emotionally. If you do it right. Withrepparttar 147219 right effort,repparttar 147220 right knowledge, andrepparttar 147221 right strategy, an individual investor can do extremely well in today's stock market, and, as a result, realize a brighter and richer financial future.

Alan Korber is a private investor and the creator of the Korber Strategy, a simple and easy stock market strategy that uses certain parameters to identify stocks that have the highest potential return with the lowest acceptable risk. As an individual investor he uses his own strategy and the stocks he buys normally generate up to 50% or more annualized return. For more info go to http://akorber.com

Federal Debt Consolidation Loans For Students

Written by Roy Thomsitt

Continued from page 1

Can a Federal Direct Consolidation Loan help you manage your debt?

There could be reasons why debt consolidation is notrepparttar best solution for any particular student. If a student is close torepparttar 147200 end of their repayment term, for example, it may not be worthrepparttar 147201 work to consolidate. Prolongingrepparttar 147202 life of your loan is likely to increaserepparttar 147203 amount you pay overall. If you can affordrepparttar 147204 higher monthly payments to pay offrepparttar 147205 debt sooner, you can ultimately save money by doing so.

If, however, you are sure that a Federal Direct Consolidation Loan will be to your benefit, you still need to be eligible forrepparttar 147206 program. The eligibility guidelines can be found at loanconsolidation.ed.gove/borrower/beligible.html In addition,repparttar 147207 list of loans that are eligible for consolidation can be viewed at: loanconsolidation.ed.gov.borrower/bloans.html

Which Federal Student Loan Consolidation Plan isrepparttar 147208 most suitable for you?

Here arerepparttar 147209 4 consolidation loan consolidation plans that are available to choose from:

Standard: The standard repayment plan is fixed-rate, and runs for a maximum of 10 years. The minimum monthly payment is $50.

Extended Repayment Plan: this is a fixed rate plan, with payments extending overrepparttar 147210 course of 12-30 years. Payments are a minimum of $50, andrepparttar 147211 life ofrepparttar 147212 loan is dependent onrepparttar 147213 total amount ofrepparttar 147214 debt.

Graduated Repayment Plan: Underrepparttar 147215 graduated plan, payments start low and increase, generally every two years. The length ofrepparttar 147216 repayment period can vary from 12 right up to 30 years.

Income Contingent Repayment Plan: The monthly payment is based on a borrower's annual adjusted gross income, family size andrepparttar 147217 total amount of direct loans.

If your student loan debt is out of control, or could be better managed, it is worth paying a visit to: https://loanconsolidation.ed.gov to see howrepparttar 147218 federal government can help you with a debt consolidation loan for students.

This student loan consolidation article was written by Roy Thomsitt, owner of http://www.eliminate-credit-card-debt-now.com

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