4 Thinking Points Before Buying a HouseWritten by Roger Sorensen
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3. Does renting cost more than owning? Sometimes you can find a house that is actually cheaper to own than place you are currently renting. If you are purchasing a house purely for sake of less cash outflow each month, be sure to consider all costs of ownership: mortgage, insurances, maintenance, snow removal, etc. If you still find that owning is more cost effective than renting, go for it.
4. Is it what you really, really want to do? Occasionally owning a house is what you really want to do, even if it doesn’t make economic sense. In that case, make sure you do your homework, consider three thinking points above, and make best choice you can. Buy most house for least money in best neighborhood.
Buying a house can be an emotionally charged time in your life. It is also an enormous user of your resources. Take your time and be confident that you are ready to move into another stage of your life where you can be proud to say “This is my house.”
Roger Sorensen is America’s Financial Guide. Learn more at his website www.Slave2Work.com – ask and receive answers to your personal finance questions, read his writings, or join the newsletter Money Basics. “How-To Be Debt Free!” is now for sale, read about it today at www.Slave2Work.com/debtfree.html
Avoid After Vacation StressWritten by Ida Byrd-Hill
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Not that budgeting is in place, a family can dream and research pricing for their next vacation. There are some many travel websites on web. Choosing one site to purchase your vacation creates a new stress. How can a family be sure they are getting best deal? Each site says they have best prices. Comparison shopping is key. However to move from website to website is cumbersome. If you leave one site to go to another your information is wiped out or worse yet your deal is seized by another traveler. Livinginstyleonline.com has made a family’s life easier by providing 26 of top travel discount websites, such as Travelocity, Expedia, Orbitz, Hotwire, Last Minute Travel, Travel Worm, Sky Auction, Hotel Planner, Vacation Outlet, Ubid and many others in travel section of their marketplace. One can open windows of these sites and compare them at a click of mouse rather than toggle all over internet. This comparison feature allows you to find best price for your vacation on web with little stress. Come visit livinginstyleonline.com often as travel website list is continually growing. Avoid after vacation stress by saving money on your next vacation, visit www.livinginstyleonline.com.
Ida B. Byrd-Hill was the President of The Harvard Group Wealth Management L.L.C. for 10 years. She created investment portfolios, insurance plans and residential/ commercial financing. She has provided financial seminars for the UAW/ Daimler Chrysler. She has served as guest columnist for the Michigan Front Page for 2 years and a speaker for the Better Investing television show hosted by David Chilton, author of The Wealthy Barber.