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Your employment record. Example: An Identity Thief wants to earn income using your employee’s social security number, but let your employee pay taxes on
money they earn.
As a result of this, Gardner says that “Businesses need to offer 24 hour per day, 7 day per week access to attorneys….I think that
danger is so large to any business, that they may want to [pay for] some of
cost of this, to encourage
employees to get
benefit…If a business does not understand that they need
help, they are living in a dream world.”
Employers should also offer some sort of Identity Theft protection, and ongoing background monitoring. This can be offered as a voluntary benefit which has no real cost to
employer, as a fringe benefit paid by
employer, or can be a combination of both. When an identity thief uses your employee’s information, (for example an identity thief takes
employee’s current address, and uses it as their previous address when they apply for a mortgage,) ongoing background monitoring will notify your employee when
identity theft happens. Most people don’t find out that they have become victims until that Identity Thief, who has used your employee’s credit to finance their mortgage, stops paying bills, is picked up for a crime, or doesn’t pay taxes. Ongoing monitoring provides an early warning system, so that your employee will be able to call an expert who can correct
problem when it takes place. This will save your employee’s time, and limit
losses your employee will incur as a result of
breach of their information. This will also save you
costs associated with
frustration and lack of ability to pay attention as work.
Even if your employees don’t elect to have
benefits of legal services and identity theft protection, having a mandatory meeting where employees hear that you have made this coverage available to them will provide an affirmative defense, should an employee ever accuse you, as
employer, of having lost their personal information.
Under FACTA, access to an attorney and credit restoration, are benefits that employers need to offer. Ongoing background monitoring will mitigate damages that
employee can experience because
early warning system will be in place to handle
issues. Access to an attorney and credit restoration will drastically reduce
time
employee spends away from work dealing with
issues surrounding identity theft and other personal legal problems.
Failure on
part of an employer to offer this benefit leaves a company exposed to thousands (and even millions) of dollars in potential damages, and leaves employees subject to
time, frustration, and headaches associated with being a victim of Identity Theft.

Jonathan Kraft specializes in educating people about how they can get affordable access to the legal system. He has come to be known as Colorado’s Foremost Expert on Computer Related Identity Theft. To schedule a time for Mr. Kraft's company to present Identity Theft and Legal Service protection to your employees, please contact him at (877) 825-7119. You can also find out more on the web at www.strive4impact.com/group