6. Don't respond to any "scam" e-mails requesting your credit card number.

7. Never send your credit card number in an e-mail to anyone!

8. A good option for discouraging theft is to choose a credit card that includes your photo and signature on card.

9. If you have questions about mistakes or unauthorized items on your statement, you have right to challenge them.

10. If your card is lost, stolen, or you suspect fraudulent use, call your company's 24-hour hotline immediately to prevent your card from being used as little as possible. The company will block its use, and you won't be responsible for any charges made by thieves.

You'll never deter fraudsters completely. But you can certainly make life as difficult as possible for them.

Now enter Sony and their subsidiary Columbia Pictures. Recently Gary has been talking with Sony and Columbia Pictures about making movie. They have asked for a copy of William Sachs' screenplay 'MLK' that is based on Gary's song and investigation. The story of Gary's investigation has been on verge of being made into a movie several times over a number of years but each time there has been a glitch just before Gary was ready to sign a purchase agreement for his story. Now that anyone who makes movie will ultimately have to purchase a license from Sony Music because of song's unique nature to project, Sony and subsequently Columbia Pictures have found themselves with an in-house project. If Sony didn't know what it was buying when it bought Acuff-Rose you could say they were lucky or it was a coincidence; whatever truth, Gary's song and somewhat tragic story of intrigue and murder that is basis of Sachs' MLK screenplay is a movie that is their's for making. There are others who want to make this movie and still more have been trying to get it made for years but at this time it looks like Columbia Pictures is most likely suitor.