10 Reasons to Identify Your Values

Written by Louise Morganti Kaelin


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6. It allows you to stop reacting, and start responding.

Whether we've identified our values or not, we always know when we're not being true to ourselves. This often creates a vague sense of uneasiness and we react defensively. When we are clear about what our values are, we respond to such events with clarity and we do it quickly!

7. It's a great yardstick for creating goals [and it's easier to achieve goals that are based on values].

When a goal is in harmony with your values,repparttar natural energy around it provides a momentum that allows you to takerepparttar 130616 necessary action 'without effort'.

8. It allows you to get rid of goals that aren't really yours.

Take a close look atrepparttar 130617 goals that have been around for a long time. You may find that they're really things you feel you 'should' want. Let them go. The guilt associated with not working on these goals is wasting energy you could be using to achieve what you really want.

9. It allows you to be very clear aboutrepparttar 130618 standards you set for yourself.

Standards are behavior that we establish for ourselves. They arerepparttar 130619 expression of our values in every day life.

10. It allows you to be very clear aboutrepparttar 130620 boundaries you need to establish for others' behavior.

Boundaries are what other people cannot do to or around you. The behavior that is least acceptable to you is that which violates your values. Clarity around your values allows establishing and enforcing boundaries to be painless. You're not trying to change people, you're just clear aboutrepparttar 130621 behavior that's acceptable around you.

If you'd like an inventory in PDF format (readable by Adobe Acrobat Reader) to help you identify your core values, please send a blank email to at values@touchpointcoaching.com

(c) Louise Morganti Kaelin. Louise is a Life Success Coach who partners with individuals who are READY (to live their best life), WILLING (to explore all options) and ABLE (to accept total support). Find many free resources to assist you in living the life of your dreams at http://www.touchpointcoaching.com For her free newsletter of insightful, practical suggestions for creating your best life, email mailto:on-536@ezezine.com


Becoming Free of Debt

Written by David DeFord


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So, what will it take to eliminate your debt? First, you will need to determine why you are in debt inrepparttar first place. Don't spend time onrepparttar 130614 external reasons--they are excuses. What inside of you built your debt? Generally,repparttar 130615 internal reasons center onrepparttar 130616 need for immediate gratification. Rather than saving your money for furniture, cars, or vacations, did you borrow for them? Distinguish between need and want. Maybe you wanted to keep up withrepparttar 130617 living standard of your friends or family. Or you frequently make purchases on impulse. Search your heart deeply. Discuss your debt situation with your spouse. You can't makerepparttar 130618 needed changes without his or her help. Maybe he or she sees more clearly than yourepparttar 130619 internal cause. Make a Plan After you have identifiedrepparttar 130620 internal cause, make a plan to conquer it. Make a budget, make a goal. Decide how you will reduce your spending enough to attack your debt. Some people think a budget robs them of their freedom. Onrepparttar 130621 contrary, successful people have learned that a budget makes real economic freedom possible. Think of your debt as a cancer. You must first eliminate it's spreading, and then you must eradicate it. Use invasive treatments to kill it. Userepparttar 130622 snowball technique. 1. Identify your smallest debt (debt one). 2. Pour every available cent each payday into paying down that debt. Payrepparttar 130623 minimum payment onrepparttar 130624 other debts. 3. Once you have paid off that first debt, identifyrepparttar 130625 next smallest one (debt two). 4. Addrepparttar 130626 amount you had been paying on debt one torepparttar 130627 minimum of debt two, and pay that amount. 5. Letrepparttar 130628 snowball grow with each debt you eliminate. As you continue, your snowball will get huge, and your progress will seem to multiply. Keep a chart of your progress. Plan ahead how you will celebraterepparttar 130629 successful elimination of each debt alongrepparttar 130630 way. But don't celebrate in ways that would slow your progress. Be tenacious. Don't let anything get in your way. Once you have achieved your desired end-financial freedom, resolve to never have debt again--keep budgeting. You can then beginrepparttar 130631 delightful opportunity to use your excess earnings toward building wealth, enjoyingrepparttar 130632 fruits of your labors, and preparing for your retirement. You can do it-start today!

David DeFord is the owner of Ordinary People Can Win, a personal development company dedicated to helping ordinary people achieve extraordinary success in all areas of their lives. He promotes success through personal development. He is developing a website at www.OrdinaryPeopleCanWin.com and offers a free weekly e-zine. To subscribe, go to: http://postsnet.com/app/campaigner/services/optinlist/processoptinrequest.jsp?oilb=84860632


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