10 Pointers on College Loan Consolidation

Written by Georgio Heberto


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7. Rates for federal Stafford loans,repparttar most prevalent type of student loan, as well as some other types of federal student loans are set annually based onrepparttar 139514 rate of 91-day U.S. Treasury bills atrepparttar 139515 end of May. The exact rate won't be known untilrepparttar 139516 end ofrepparttar 139517 month, but experts say it will be about 2 percentage points higher. (Private loans and federal loans cannot be consolidated together.)

8. Forrepparttar 139518 first time,repparttar 139519 U.S. Department of Education will allow students still in school to consolidate federally backed loans. Federal PLUS loans can also be consolidated. PLUS loans are used to help payrepparttar 139520 cost higher education.

9. Students, regardless of enrollment, should absolutely consolidate their college loans, arranged throughrepparttar 139521 student's lender. There are no fees, no credit checks, and interest rates are expected to move higher. Those are good reasons to consolidate.

10. Act quickly to put lock on current federal-aid interest rates. Graduates should act now to insulate themselves from a drastic rate change. Apply early. Do not wait untilrepparttar 139522 last minute to file paperwork. Those who have already graduated or left school should not wait to investigate consolidation. Inrepparttar 139523 first six months after graduation, you are in a grace period. Within that six-month window, you can lock in a low rate on Stafford loans and spreadrepparttar 139524 repayment over as long as 30 years. If you're going to consolidate, now isrepparttar 139525 best time to do it.

Georgio Heberto is dedicated to offering news, articles, and instruction on financing college education. You have a definite choice in how you finance your education and beyond. Visit http://www.atopeducation.com for more information.


Holistic Junction's Featured School of the Week: Massage Therapy Training Institute

Written by C. Bailey-Lloyd/LadyCamelot


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Furthermore,repparttar Massage Therapy Training Institute also offers diversified elective courses/continuing education classes in Aromatherapy, Basic Meditation Skills, Color Therapy, Conscious Dreaming, Craniolsacral Balancing, Infant Massage Instructor Training, and even Pet Massage - among, many, many more optional courses!

In addition,repparttar 139489 Massage Therapy Training Institute integrates valuable assessment skills, clinical internships, anatomy & physiology, Kinetic Anatomy, pathology, and multiple Business & career programs.

The Massage Therapy Training Institute offers a convenient loan options to its prospective students including Key Bank, Sallie Mae Financial Corporation, Missouri and Kansas Workforce Investment Acts, Veterans Education Assistance andrepparttar 139490 Massage Therapy Training Institute as well. The school is more than happy to provide financial advise assistance through its admissions' Advisor and Finance Director.

Holistic Junction is proud to haverepparttar 139491 Massage Therapy Training Institute on board and salutes its quality standards for being one of society's vital pioneers and promoters of fine Massage Therapy Education.

To learn more about or to enroll inrepparttar 139492 Massage Therapy Training Institute, please visit: Massage Therapy Training Institute today.

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To learn more about our, many listed, healing arts schools, visit our Healing Arts Schools Directory

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05/23/2005 - Holistic Junction's Featured School ofrepparttar 139493 Week: Massage Therapy Training Institute by C. Bailey-Lloyd aka. LadyCamelot

C. Bailey-Lloyd aka. LadyCamelot Public Relations' Director & Writer Holistic Junction -- Your source of information for Massage Therapy Schools and Insightful Literature!


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