5. Find another home-based working mom to swap babysitting with. All home-based working moms need some dedicated time to work on their business tasks. By swapping with another mom, both can work on their businesses without adding to their childcare costs.

6. When buying new office equipment, go to a place that offers a low-price guarantee. You can save time and money by shopping at places that will refund any difference in price if you find product cheaper elsewhere.

7. If you are looking for computer equipment, consider buying used equipment. Look in classifieds and talk to others that may know someone looking to upgrade. Ask for warranty information and make sure machine is in good working condition. Also take a look at computer companies offering refurbished machines. Some are priced accordingly and usually come with some type of warranty.

8. Send postcards for direct mail solicitation. They are cheaper to print and less expensive to mail. Another advantage is that they are more likely to be read since they take no effort to open.

9. If you hire sales help, pay by commission only so you only spend money if you make money. A salesperson can increase your sales without adding any up-front fees or salaries.

10. Use pre-printed design papers for letterhead, brochures and business cards if you only need a small amount. The papers can be found at most large office supply stores, and they are great for new businesses trying to get started on a small budget.

These money-saving ideas should help with your budget but new business owners also need plenty of drive and determination to succeed. It takes time to develop and grow a business so be patient and give it all you've got!

-- Technology is a great thing. Look into what you can automate in your business. Perhaps you can set up autoresponders when someone purchases or requests something from your website. A few sites that offer automation solutions include: http://www.1automationwiz.com and http://www.autoresponseplus.com.

Even with more portability, moms need some time to work, relax, rejuvenate or just catch a breath. So what to do with those sweet cherub-like children squealing and running underfoot?

-- Check out summer camps in your area. These days there are camps for just about everything from sports to art to acting to science. Check your local parenting publications. Many of them have summer camp guides.

-- Kid Swap? No, this isn't a bad, new reality TV series. It's an opportunity to pre-arrange some play date exchanges with your trusted friends and neighbors. Kids get to play and have fun and moms get an opportunity to catch up on work or find a little time for relaxation.

-- Consider a Mom's Helper. They can be great playmates and keep your kids occupied while you work. You may hire someone once a week, every morning or whatever your schedule and work requires.

With a little planning and forethought, you can make this summer not only less stressful but actually enjoyable and fulfilling. Take time now to get yourself ready. You and your kids will be glad you did.