5.Be realistic about time. Expect things to take a while. The more senior your previous job, longer it will take to find something else at same level. If you change careers to start your own business it will take time for you to achieve same feelings of effectiveness. Be patient when making a new transition and go easy on yourself by not expecting too much, too soon.

6.Forget 'labels'. Recruitment consultants are rarely concerned with fact you were retrenched. They are more interested in how you respond when chips are down and what you did about and how quickly you took control of your situation. It's not what happens in life that distinguishes us, but rather what we do about it. Very likely person interviewing you for your next job has been retrenched themself at some stage!

7.Explore options. Talk to a specialist career advisor or business coach. This may just be chance to propel you in a new direction. With assistance you may uncover skills and pathways you may not have previously had time, inclination or confidence to embrace.

8.Get some exercise. There is limited appeal in sitting around house in your pajamas until lunchtime. Get up early and get some exercise. The endorphins will keep your mind energetic and creative and assist you through transition.

9.Volunteer your time to a worthwhile cause that interests you. This will help keep your self esteem high and provide activities that may help you explore new avenues, or maintain your current skills. At very least it will keep you busy and stop your brain turning into "TV-mush".

10. Feed your spirit. Finding exhilarating testimonies of people who succeed against all odds. If you are not an avid reader, then now is time to start and ensure you are keeping your mind positively challenged with heroes of our time. It will help keep things in perspective.

The term "telephone solicitation" does not include calls or messages placed with receiver's prior expressed permission, by or on behalf of a tax-exempt non-profit organization, or from a person or organization with which receiver has an established business relationship, such as a creditor or a collection agency. An established business relationship exists if you have made an inquiry, application, purchase, or transaction regarding products or services offered by person or entity involved. Consumers, who add their number to Do Not Call list, will not stop collection calls. This will only stop unsolicited telemarketing calls.

Congress and Federal Communications Commission (FCC) will be reducing abuse of legal system through frivolous lawsuits. Also, U.S. Senate approved a bill to reform class litigation. ACA International has been instrumental in getting these changes made. ACA International has used its over 5,300 members to help build support for this bill in order to reduce number of frivolous lawsuits filed against companies and collection agencies including ACA members.