10 ways to protect your financial identity being used for someone else’s shopping spree

Written by BZ Riger-Hull

10 ways to protect your financial identity being used for someone else’s shopping spree By BZ Riger-Hull, Certified Success Coach http://www.in-spiros.com

Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002,repparttar federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion.

Here are 10 ways to protect yourself from having your financial identity used for someone else’s shopping spree:

1. Order your credit report once a year from each ofrepparttar 116975 three credit bureaus to make sure that you are familiar with all ofrepparttar 116976 reported transactions and that there isn't any unusual activity. Call (888) 5OPT-OUT to request to have your name removed from their marketing lists.

2. Cancel all unused credit card accounts, and make sure to keep a copy of your credit cards andrepparttar 116977 toll free contact numbers so you can reportrepparttar 116978 card number immediately if it is lost or stolen.

3. Don't carry extra credit cards, your social security card or passports inrepparttar 116979 same wallet except when completely unavoidable.

4. Install a locked mailbox at your office or home to keep people from snatching your mail. Don't drop paid bills inrepparttar 116980 mailbox; take them torepparttar 116981 post office to be mailed.

5. Ask your bank about its privacy policies and information practices. Find outrepparttar 116982 circumstances under which your bank would provide your account information to a third party.

6. Always save your credit card receipts to match against your monthly statement. Keep track of when your cards expire to make sure your new card arrives inrepparttar 116983 mail.

7. Never have your social Security number printed on your checks. Never put your account information onrepparttar 116984 outside of an envelope or on a postcard. Give your Social Security number only when absolutely necessary. Ask if you can use another type of identifying number whenever possible.

Gigantic Home Business Center

Written by Chi Lau

Our gigantic home business center gives yourepparttar chance to build massive residual income at home. Loaded with allrepparttar 116974 resources you will ever

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