10 Simple Rules to Make You Serious Money in the Sharemarket and Keep it!Written by Joseph Sgro
Don't Fall in Love with You're Stocks(Collect a Free EBOOK - see website)It appears that I have a dislike for admitting that I could ever get it wrong and this explains why I sometimes can't take a loss. On other side of equation: if I was wrong and XYZ was not going to make me a fortune - then what could I do? Okay I spotted one of my stocks in "Shares" magazine - I confess! I was just reading about all up-and-coming stars and there was this little snippet asking a question like: "Could this be a new Microsoft?". Now they may not have said that exactly, but it was enough to make me think XYZ was a good news story as its price will testify - at time(in 70's ). I mean it was there - it had to have some merit! It was a miner and had a technology company in its portfolio and a percentage of another tech company and was doing very little in resources area because there was more hype in tech shares at time. It was a time when many miners were turning into tech companies. Can you visualize miners making their way to goldfields? Well I was right into that - so I bought heaps and crazy part was that I was not going to sell something that had such a great future. Nearly $60 000 went into this company and I've still got it. Not because I am still in love, but because it's nearly worthless. It will be a reminder to me never to do that again! How much is this RULE really worth to me? That's simple - without counting any other stock in my tech-wrecked portfolio, this RULE is worth $59 494.45 saved. If I just add one more, an online retailer, which cost me $69 928.20, my total saving would be $129 422.65. So if someone had given me above rule to live by, I could have sold out early and kept most of $129 000. The unloved by market, which included many of my startups have plummeted since tech boom - some went up like shooting starts, only to be blasted to pieces and fall back to Earth. You won't get directors coming out to say that market has put an outrageous price on this company or that one, and that really, there is no substance to back up price. However someone will notice that king is really naked and when they do there is no mercy from crowd. I have heard say, "The market is always right", and maybe it's not a bad one to remember. Those that didn't participate in tech boom will have lost considerable money and those that fell in love with naked royalty will have lost their shirts. Does it hurt? You bet it does! It hurts every day, but it will get better one day - I hope! It was a great experience, even though it was a painful one. Now it is you, reader, who stands to benefit from my mistakes; which increases value of such insights and will make this book probably most treasured book about market's affect on individuals' psychology and an awesome reminder of pitfalls of sharemarket speculation.
| | NEW EBOOK REVEALS STRATEGY FOR BECOMING DEBT FREE Written by Kimberly A. Griffiths
NEWS RELEASEFor:One Paycheck at a Time Cape Coral, FL 33904 Contact: Kimberly A. Griffiths 239-292-0914 Email: kimberlygriffiths@onepaycheckatatime.com Website: www.onepaycheckatatime.com FOR IMMEDIATE RELEASE: NEW EBOOK REVEALS STRATEGY FOR BECOMING DEBT FREE ONE PAYCHECK AT A TIME It is no wonder in these economic times that an estimated 70% of households in United States live paycheck to paycheck with no relief in site. In an effort to make ends meet, consumers continue to use credit cards to fill necessary gaps. According to most recent research, average household spends $1.22 for every $1 earned (MyVesta, www.myvesta.org,) and average household credit card debt is at an all time high in this country of $8400 (CardWeb, www.cardweb.com)! “At one point I had over 18 credit cards all that were at their maximum limit. This shock came after filing for a divorce to an addictive gambler. To my horror, I discovered I was facing $50,000 of cash advances that were used to feed his gambling addiction. The judge felt it was only fair to split debt and I wound up $25,000 in debt at age of 22. How is it, I wondered, that my husband could make me an authorized signer, without my knowledge, and make me responsible for his debt? Despite my best attempts at fighting this, I wound up $25,000 in debt! I vowed at that moment to never make such foolish financial choices again. That was nearly 15 years ago, and even though I accumulated more debt by returning to school along way, I’m now and forever more completely debt-free.” states Kimberly Griffiths, author of a new ebook, ONE PAYCHECK AT A TIME, www.onepaycheckatatime.com ($9.99). "I read book and I loved it! I am very impressed with some of your simple yet useful tips on spending less money. Money saved is worth twice as much as money earned. I think this book should be taught in high schools because finances are one of most crucial aspects of our lives. It gives a structured plan of attack to follow. Buying this book is simply ‘money in bank’ It will save you thousands and thousands of dollars if only a few ideas are implemented. People who read and follow exercises will lose financial handcuffs much faster than those who don't." says Ken Norkus, a Mortgage Broker from Chicago, IL. The author further reveals, “Ironically for over 12 years I worked as a Banker marketing credit cards and loans with huge fees to customers. From this experience, I stumbled onto to a system that seemed to help me become debt free. ONE PAYCHECK AT A TIME is not an auto-biography of how I reached debt-free status; rather, it’s a workbook to help you get out of whatever debt YOU are facing by mastering one debt-free technique each pay period. If I managed to pull myself out of over $25,000 in debt with tools I learned over years, you can do it too. The workbook has been arranged in a personal journal format so that reader customizes budget exercises in collaboration with timing of their paychecks.” "Great advice and tools for getting you out of a debt crunch. For those on edge of having too much debt, this sound guidance should help keep you on right side." states Judy Mischel, a Branch Manager of a national bank in Chicago, IL. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget management exercises for an entire year of paychecks. The author, Kimberly A. Griffiths, has been through vicious cycle of debt herself, and provides a no-nonsense system to managing your money paycheck to paycheck. You customize journal based on your pay schedule and learn necessary tools for making ends meet. To download a copy of ONE PAYCHECK AT A TIME ($9.99), visit http://www.onepaycheckatatime.com.
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